Bodily injury liability (BI) coverage is the part of your insurance that helps pay for other people's injuries if you're at fault for an accident. It can also help you pay legal fees if you are sued for damages. Bodily injury coverage can cover medical treatment and other expenses for people injured in an accident in which you are at fault. If you have had several accidents or have been fined for speeding, you may not be able to find a standard company to insure you.
If you're involved in a car accident and it's determined that you're at fault, personal injury liability insurance covers other people's medical expenses. It also covers other costs, such as the other driver's loss of income and your legal fees if you are sued because of the accident. Bodily injury liability (BI) is the part of your liability coverage that covers other parties' medical bills and injury-related expenses when you're responsible for an accident. For example, if you rear-end a person at a red light and that person suffers neck and knee injuries, your civil liability related to the couple may cover their medical bills, the wages they lost as a result of the accident, and the legal fees you could incur if they got in the way a lawsuit.
BI is part of the liability coverage of most vehicle insurance policies. You don't need to take out special bodily injury insurance to get bodily injury coverage. This covers injuries that you, the designated driver or the policyholder cause to another person. It also covers you and the members of your family that you include in your policy when you drive someone else's car or motorcycle (with their permission).
Having personal injury liability coverage is mandatory in Washington State.Among other things, the PIP pays for the treatment of injuries to the driver and other people in the car after an accident. Car insurance helps pay for injuries and damages that can occur when you own and drive a car or other motor vehicle. Liability coverage pays for other people's injuries or damage to your property when it's your fault. A higher limit gives your assets more protection if you cause an accident and owe the other driver a significant amount for their injuries. Personal injury liability insurance covers a variety of costs associated with car accident injuries that you (or someone driving your car) cause to other people.