If you have been in an accident and have suffered personal injuries, you may think that filing a claim with the insurance company is a simple process. However, delays can occur due to several reasons, such as lack of evidence, legal disputes, or the insurance company trying to minimize your payment. If you think your Personal Injury Attorney in Rock Hill SC claim is being unfairly delayed, it's important to take action. When appropriate, your attorney can file a personal injury lawsuit against the policyholder or, in the case of a car accident, against the at-fault driver to prove to the insurance company which is serious. The process of requesting payment for the at-fault party's insurance policy usually begins when your personal injury attorney sends a letter of demand on your behalf.
However, while researching the insurance company is an important step in the claim process (insurance companies won't consider making the payment until they investigate), you should hire an attorney to evaluate your legal rights independently. When organizing this meeting, the adjuster should ideally talk to your attorney. However, sometimes the adjuster will try to find your lawyer and call you directly. You and your lawyer can't force an insurance company to respond to a demand letter, but you can take some steps to help speed up response time.
Insisting that your personal injury attorney deal with the adjuster as much as possible minimizes the risk of falling into these tactics. Letters of demand serve to alert insurance companies of a potential legal claim for damages against a person, business or organization to which the company has issued liability insurance. Insurance companies do their research with your interests in mind and won't necessarily discover everything an attorney can discover when focusing on maximizing your financial recovery. The agreement between the injured person and the at-fault party (represented by a defense attorney and the insurance company) is called agreement.
Sometimes, the claims adjuster may want to meet with you in person to evaluate your claim, your injuries and the damages that have occurred. The first deadline for insurance adjusters in New York is the deadline to respond when filing a claim. Reaching a settlement in cases that only involve property damage once negotiations begin between your personal injury attorney and the adjuster can take 7 to 8 days, and up to more than 30 days. While delays can occur for a number of reasons, such as a backlog of claims or additional investigation, it's important to understand the reason for an insurance adjuster's delay.
If the time comes when you need to meet with the adjuster in person, your lawyer can also prepare you and, if necessary, attend the meeting with you to keep you out of danger.