Usually, bodily injury refers to a type of liability insurance coverage that can protect you if you injure another person in an accident, while personal injury refers to a type of civil action against the party responsible for your damages. Both personal injury protection (PIP) and bodily injury protection (BI) pay for bills and medical expenses resulting from an accident, but they vary depending on where you live, who is at fault, and what bills need to be covered. Bodily injuries come into play if you are the culprit of an accident and you pay the bills of the other people involved in the accident. Personal injury protection is available in states with no-fault insurance and covers your expenses no matter who is at fault for the accident.
In a personal injury case, you, the plaintiff, must show that the other party, the defendant, acted negligently. Tangible personal injury expenses, such as the income you lose while you're in the hospital or recovering at home, can be relatively easy to calculate. Now that you know the difference between bodily injury and personal injury, you can start thinking about what legal actions, if any, you want to take. If you have suffered an injury in Louisiana, you may be able to receive compensation for your damages through insurance or through a personal injury lawsuit.
An experienced personal injury lawyer can make all the difference in achieving a successful personal injury claim. Personal injury claims refer to bodily and other injuries sustained in a wide range of accidents or incidents. Both refer to harm suffered by a person, but bodily injuries refer only to physical injuries, while personal injuries include a range of damages that can go beyond simple physical harm and include other damages such as pain and suffering. A personal injury lawyer from The Kryder Law Group, LLC, in Chicago, can help you receive the compensation you deserve once fault and financial responsibility are precisely assigned.
If you've been in an accident, you might be wondering what the difference is between bodily injury and personal injury. You deserve to have an attorney on your side after an accident that causes bodily or personal injury. Personal injury refers to any injury that occurs in an accident, including physical, mental, or emotional harm, while bodily injury refers more specifically to physical injuries to the body. You can sue for nerve damage after a personal injury that results from the negligence of the responsible party.
If you or a loved one has suffered any type of personal injury due to the negligence of another party, you may be entitled to compensation. The pain and suffering caused by personal injuries can be significant and must be considered when negotiating a settlement. If you or a loved one has been injured in Louisiana, a personal injury lawyer can help you better understand the difference between bodily injury and personal injury, and help you get the compensation you are entitled to.